Degree & License          Bachelor Science Business Administration

                                          Real Estate Appraiser License AG0169986

Certified General Appraiser, California

Associations                    Appraisal Institute

Active General Associate Member

SRA candidate, MAI candidate

                                          International Right of Way Association

Active Associate Member          

                                          San Benito County Chamber of Commerce

Active Member, Board of Directors 1998-2002, President 2002

Leadership Graduate 2008

                                          Rotary International, Hollister District 5170

Active member, Board of Directors 2005-2009, President 2009

Work History                    Steve Loos Appraisals & Certified Appraisal Service, Hollister, CA

Appraiser, Owner, 1990 - 

Certified expert witness County Law Center

FHA 203k & FNMA HomeStyle rehab specialist

Real property appraiser and consultant

Risk management and portfolio assessment specialist

IBM Corporation, San Jose, CA

Production Engineer, 1980 to 1990      

Created and managed quality control system

Published presenter IBM Word Trade CCTC

United States Air Force and Reserves

      Medical Specialist, Honorable Discharge 1978-1984

Field trauma specialist, certified trainer, unit leader

Tactical and defensive training, expert marksman

Education

Significant Course Work

Appraisal Institute (AI)

International Right of Way Association (IRWA)

American Society of Appraisers (ASA)

Advanced Cost and Sales Comparison, Advanced Income Approach, Advanced Report (AI)

Going Concern and Business Valuation (ASA)

Litigation, Deposition and Testifying (AI)

Mixed-use and Non-Conforming Property Valuation (AI)

Partial Interest Valuation: Divided and Undivided (AI)

Subdivision Analysis (AI)

Valuation of Partial Acquisition and Easements (IRWA)

Experience

Primary Appraiser Experience

Agency / Right of Way:  fee take, partial acquisition, TCE

Agricultural:  equestrian, farm, ranch, nursery, recreation ranch, winery, vineyard, nursery

Automobile: auto service, dealership, wrecking facility, fueling depot

Commercial:  theater, golf course, motel, hotel, RV park, office, medical, retail, restaurant

Development Land: land in transitional use, subdivision and feasibility analysis

Industrial: food production, cold and frozen storage, trucking, distribution manufacturing

Residential: single family, multi-family, apartment, section 8, affordable / subsidized housing

Single Family Risk Management: valuation services REO, portfolio and pre-foreclosure

Special Purpose; historic urban property in transitional use, county jail site, public school site